[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lipaneuro.cz\/kdy-je-ten-pravy-cas-na-oddluzeni\/#Article","mainEntityOfPage":"https:\/\/www.lipaneuro.cz\/kdy-je-ten-pravy-cas-na-oddluzeni\/","headline":"Kdy je ten prav\u00fd \u010das na oddlu\u017een\u00ed?","name":"Kdy je ten prav\u00fd \u010das na oddlu\u017een\u00ed?","description":"V p\u0159\u00edpad\u011b, kdy dlu\u017en\u00edk nen\u00ed schopen dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm, kter\u00e9 v\u016f\u010di v\u011b\u0159itel\u016fm m\u00e1, je na m\u00edst\u011b za\u010d\u00edt \u0159e\u0161it tuto situaci oddlu\u017een\u00edm. Jak dos\u00e1hnout oddlu\u017een\u00ed Nebankovnihypoteky.net? Tento z\u00e1sadn\u00ed krok pro takov\u00e9ho dlu\u017en\u00edka znamen\u00e1 5 let \u017eivota, kdy se bude muset spokojit jen se \u017eivotn\u00edm minimem. Pokud v\u0161ak toto kru\u0161n\u00e9 obdob\u00ed dok\u00e1\u017ee p\u0159ekonat, \u010dek\u00e1 ho nov\u00fd start […]","datePublished":"2021-02-22","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.lipaneuro.cz\/author\/#Person","name":"","url":"https:\/\/www.lipaneuro.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lipaneuro.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lipaneuro.cz\/wp-content\/uploads\/podpis%20smlouvy_10_10_10_10_10_10_10_8.jpg","url":"https:\/\/www.lipaneuro.cz\/wp-content\/uploads\/podpis%20smlouvy_10_10_10_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.lipaneuro.cz\/kdy-je-ten-pravy-cas-na-oddluzeni\/","about":["Online"],"wordCount":419,"articleBody":"   V p\u0159\u00edpad\u011b, kdy dlu\u017en\u00edk nen\u00ed schopen dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm, kter\u00e9 v\u016f\u010di v\u011b\u0159itel\u016fm m\u00e1, je na m\u00edst\u011b za\u010d\u00edt \u0159e\u0161it tuto situaci oddlu\u017een\u00edm. Jak dos\u00e1hnout oddlu\u017een\u00ed Nebankovnihypoteky.net? Tento z\u00e1sadn\u00ed krok pro takov\u00e9ho dlu\u017en\u00edka znamen\u00e1 5 let \u017eivota, kdy se bude muset spokojit jen se \u017eivotn\u00edm minimem. Pokud v\u0161ak toto kru\u0161n\u00e9 obdob\u00ed dok\u00e1\u017ee p\u0159ekonat, \u010dek\u00e1 ho nov\u00fd start bez dluh\u016f. Je ale pot\u0159eba poznamenat, \u017ee oddlu\u017een\u00ed rozhodn\u011b nen\u00ed tak jednoduch\u00e9, jak se na prvn\u00ed pohled zd\u00e1. U soudu mus\u00ed \u017eadatel o oddlu\u017een\u00ed prok\u00e1zat, \u017ee je schopen splatit alespo\u0148 30% sv\u00fdch dluh\u016f v p\u0159\u00edpad\u011b nezaji\u0161t\u011bn\u00fdch v\u011b\u0159itel\u016f. Oddlu\u017een\u00ed tak rozhodn\u011b nen\u00ed pro ka\u017ed\u00e9ho, soud m\u016f\u017ee celou \u017e\u00e1dost o oddlu\u017een\u00ed zam\u00edtnout. V takov\u00e9m p\u0159\u00edpad\u011b dojde k okam\u017eit\u00e9mu zesplatn\u011bn\u00ed v\u0161ech pohled\u00e1vek dlu\u017en\u00edka, kter\u00fd se s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed ocitne v dluhov\u00e9 pasti, ze kter\u00e9 u\u017e nen\u00ed \u00faniku. V p\u0159\u00edpad\u011b, kdy soud kdykoliv b\u011bhem oddlu\u017een\u00ed dojde k n\u00e1zoru, \u017ee se v pr\u016fb\u011bhu oddlu\u017een\u00ed opakovan\u011b objevuj\u00ed z\u00e1va\u017en\u00e9 skute\u010dnosti, kter\u00e9 by mohli br\u00e1nit kone\u010dn\u00e9mu v\u00fdsledku, je oddlu\u017een\u00ed zru\u0161eno. Kdo m\u016f\u017ee \u017e\u00e1dat o oddlu\u017een\u00ed?O oddlu\u017een\u00ed m\u016f\u017ee \u017e\u00e1dat ka\u017ed\u00fd dlu\u017en\u00edk, kter\u00fd nen\u00ed schopen spl\u00e1cet sv\u00e9 pohled\u00e1vky v\u016f\u010di v\u011b\u0159itel\u016fm a hroz\u00ed mu, \u017ee se ocitne v dluhov\u00e9 pasti. Sou\u010dasn\u011b ale pob\u00edr\u00e1 pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem a je v zam\u011bstn\u00e1n\u00ed na dobu neur\u010ditou. U soudu pak mus\u00ed prok\u00e1zat, \u017ee je schopen zaplatit sv\u00e9 pohled\u00e1vky alespo\u0148 do v\u00fd\u0161e 30% v pr\u016fb\u011bhu maxim\u00e1ln\u011b 5 let. To m\u016f\u017ee pro mnoh\u00e9 znamenat jen jedin\u00e9, m\u011bs\u00ed\u010dn\u011b jim zb\u00fdv\u00e1 jen soudn\u011b odm\u011b\u0159en\u00e9 minimum na \u017eivobyt\u00ed. Co\u017e pro mnoh\u00e9 nemus\u00ed b\u00fdt zrovna komfortn\u00ed \u0159e\u0161en\u00ed. \u0158ada dlu\u017en\u00edk\u016f tak rad\u011bji i nad\u00e1le spl\u00e1c\u00ed sv\u00e9 pohled\u00e1vky v exekuci ne\u017e by se odhodlala pro osobn\u00ed bankrot. Zapom\u00ednaj\u00ed p\u0159itom, \u017ee v dob\u011b, kdy b\u011b\u017e\u00ed oddlu\u017een\u00ed, jsou chr\u00e1n\u011bni p\u0159ed ve\u0161ker\u00fdmi v\u011b\u0159iteli, kter\u00fdm do\u0161la trp\u011blivost a rozhodnout se pro zpoplatn\u011bn\u00ed \u00fav\u011bru. Osobn\u00ed bankrot je v\u0161ak pro mnoh\u00e9 jedin\u00e1 cesta k \u00faniku p\u0159ed \u017eivotem s dluhy.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy je ten prav\u00fd \u010das na oddlu\u017een\u00ed?","item":"https:\/\/www.lipaneuro.cz\/kdy-je-ten-pravy-cas-na-oddluzeni\/#breadcrumbitem"}]}]